FAQ

Straight answers about privacy, custody, fees and how WhisperMe works.

Is WhisperMe non-custodial?

Yes. Funds never pass through our wallets. Payments go directly to the seller's address, and swaps settle peer-to-peer / atomically. We only take a fee — we never hold your crypto.

Do you require registration or KYC?

No accounts, no KYC, no identity checks. You use payment links and swaps without signing up. Privacy is the default.

Does it work over Tor?

Yes — WhisperMe is Tor-first. The full site and payment flow run over our .onion address, with clearnet as a convenience mirror.

Which coins are supported?

Native BTC, XMR, LTC, DOGE, XRP and more, plus privacy coins. The available list is curated and grows over time. EVM coins are supported via QR.

What are the fees?

A flat 3.95% service fee, plus network and swap fees where applicable. The price you see at checkout already includes net fee & slippage — no hidden surprises.

How do payment links work?

A seller creates a link for the coin and address they want to receive. The buyer opens it, pays in their coin, and WhisperMe swaps to the seller's coin and sends it to their address. No checkout account needed.

How do swaps work?

Swaps run peer-to-peer against existing liquidity (our own nodes + open markets). We coordinate the trade and take a fee — we never become the bank.

Is my activity tracked?

No tracking, no analytics on you, DO_NOT_TRACK respected. We don't profile users or sell data.